Home / Chit Plans

Four chit values. One fixed 25-month tenure.

Every plan tells you exactly what you pay each month and what chit value you're working toward — no hidden variables, no surprises at month 25.

5 Lacs

₹ 20,000

25 Months

Total Contribution₹5,00,000

Best Suited ForFirst-time savers

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12.5 Lacs

₹ 50,000

25 Months

Total Contribution₹12,50,000

Best Suited ForSalaried families

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Compare All Plans

Chit Value	Monthly Instalment	Tenure	Total Contribution
₹5 Lacs	₹20,000	25 Months	₹5,00,000
₹12.5 Lacs	₹50,000	25 Months	₹12,50,000
₹25 Lacs	₹1,00,000	25 Months	₹25,00,000
₹50 Lacs	₹2,00,000	25 Months	₹50,00,000

Understanding Your Cycle

How a 25-month chit cycle actually plays out.

Group Forms

A group of members enrols into the chit, each committing to the same monthly instalment for the full tenure.

Monthly Auction

Each month, members may bid below the chit value; the lowest acceptable bid wins that month's payout.

Dividend Shared

The difference between the chit value and the winning bid is distributed as dividend to other members.

Cycle Closes

After 25 months, every member has either received an early payout or their full share at close.

Plan Questions

Common questions about choosing a chit plan.

Which chit plan should I choose?

Choose a plan based on the monthly instalment you can comfortably commit to for 25 months. Our team can help you match a chit value to your savings goal — whether that's a future expense, business capital or general financial security.

Can I switch between plans after joining?

Once enrolled, a member's instalment and chit value are fixed for that group's cycle. If your needs change, speak with our team about joining an additional plan rather than switching mid-cycle.

What is the minimum chit value available?

Our entry-level plan is the ₹5 Lacs chit, with a monthly instalment of ₹20,000 over 25 months — designed for first-time chit savers.

Do all plans run for the same tenure?

Yes. Every plan we currently offer — from ₹5 Lacs to ₹50 Lacs — runs on a fixed 25-month tenure, keeping the structure consistent and easy to plan around.