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Four services. One disciplined chit cycle.

Everything we offer is built around a structured 25-month chit, designed to grow your savings and stand ready as financial support when you need it.

Service 01

Monthly Chit Fund Schemes

Our core offering — a group of members contributing a fixed monthly instalment toward a shared chit value, running on a fixed 25-month tenure from start to close.

Flexible investment plans

Choose a chit value from ₹5 Lacs to ₹50 Lacs based on your monthly capacity.

Fixed tenure of 25 months

No ambiguity — every plan we run completes on the same predictable schedule.

Suitable for every kind of member

Designed for salaried individuals, families and business owners alike.

Together Today, Prosperous Tomorrow — family saving together with a piggy bank and growing coin stacks, representing monthly chit fund schemes
Service 02

Savings & Wealth Growth

Beyond simply saving, our chit structure is designed to build a genuine habit of disciplined contribution while rewarding members who don't need an early payout.

Build a disciplined savings habit

A fixed monthly commitment that's far easier to sustain than ad-hoc saving.

Earn returns through dividends

Members who don't draw an early payout share in the dividend pool each cycle.

Access lump sum funds during emergencies

Your accumulated chit position becomes available exactly when you need it most.

Growing coin stacks with young plants and a jar of rupee coins, representing steady savings and wealth growth
Service 03

Secure & Transparent Operations

Every chit group we administer runs on documented processes that members can verify — not assumptions they're asked to take on faith.

Fully compliant with government regulations

Our schemes are structured and administered within applicable statutory norms.

Clear documentation and process

Joining terms, bidding rules and payout procedures are explained upfront.

Regular updates to members

Each cycle's bidding outcome and dividend distribution is communicated to the group.

Golden verified shield with a checkmark beside binders labelled Transparent Operations, Secure Process and Trust and Compliance
Service 04

Financial Support When Needed

When you need funds before your cycle naturally closes, our bidding process gives you a faster, simpler path than a traditional bank loan.

Bid for the chit amount

Place a bid during the monthly auction to access the pooled chit value.

Get funds instantly

Successful bidders receive their lump sum for personal or business needs without delay.

Avoid heavy bank loan procedures

No collateral evaluation or lengthy approval chains — just your own chit, accessed early.

Krushnarpan Chits representative handing a member a document under Financial Support When You Need It signage

Which service fits your goal?

Tell us your savings target and timeline — we'll recommend the right chit plan for you.

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